Benefits Resources
Welcome to the Ames Construction Benefits Resources Page
Detailed descriptions of plans are available below.
2025-2026 OPEN ENROLLMENT
Benefits Guide 2025-2026 – Spanish
Open Enrollment Presentation Recording
Open Enrollment Presentation Slides
Workday Benefits Enrollment Guide
Open Enrollment Webinars:
• Thursday, August 14 at 2:00 pm CST
• Monday, August 18 at 11:00 am CST
NEW HIRES
Enroll via Workday. Benefit elections are effective the 1st of the month after hire.
2024-2025 BENEFIT RESOURCES
Benefits Guide 2024-2025 – Spanish
New Hire Benefit Video - password: AmesBenefits
MEDICAL AND PHARMACY
BCBS: www.bluecrossmn.com
Doctor on Demand: www.doctorondemand.com/bluecrossmn
CVS: www.caremark.com
Traditional Plan Benefit Summary 2024-2025
HDHP Benefit Summary 2024-2025
High Deductible Health Plan - BCBS Benefit Booklet - 2024-2025
Traditional Co-Pay Plan - BCBS Benefit Booklet - 2024-2025
Doctor on Demand – How to Register
CVS Maintenance Choice Plan Overview
Dependent Verification: Eligibility & Acceptable Documents
DENTAL
Delta Dental: www.DeltaDentalMN.org
VISION
VSP: www.vsp.com
HEALTH SAVINGS ACCOUNT (HSA)
Optum: www.optum.com
HSA Overview Video - password: AmesBenefits
HSA & Dependent Care Information Session – Recorded
DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT (DCFSA)
Optum: www.optum.com
How to File a DCFSA Claim Video
VOLUNTARY INSURANCE COVERAGES
MetLife: www.metlife.com/mybenefits
Critical Illness Insurance - Claims Filing Instructions
Hospital Indemnity Insurance - Claim Filing Instructions
Accident Insurance - Claims Filing Instructions
LEAVE OF ABSENCE PROCESS
Leave of Absence Process Flow Chart
DISABILITY
MetLife: www.metlife.com/mybenefits
How to Report a Disability Claim
PARENTAL LEAVE
Parental Leave Policy & Request Form
FAMILY MEDICAL LEAVE
FMLA Employee Rights – Spanish
Colorado Paid Family Medical Leave
RETIREMENT
Empower: www.empowermyretirement.com
Empower Enrollment Information
Retirement Savings Plan Summary Plan Description
401K and Profit Sharing Overview Video - password: AmesBenefits
Notice of Investment Returns Fee & QDIA
Morgan Stanley Advisors - Contact Info
EMPLOYEE STOCK OWNERSHIP PLAN (ESOP)
ESOP Announcement - Town Hall Recording
ESOP Education Recording (Non-Craft Employees)
Union Craft Worker Town Hall Recording (Craft Employees)
MENTAL HEALTH
Lyra: https://amesconstruction.lyrahealth.com
HINGE HEALTH
Hinge Health: https://hinge.health/amesconstruction
Hinge Health Overview – Spanish
Preventing Injuries with Hinge Health
AMES PERKS – BENEFITHUB
BenefitHub: https://amesperks.benefithub.com
BenefitHub Enrollment Information
NOTICES