Benefits Resources
Welcome to the Ames Construction Benefits Resources
Detailed descriptions of plans are available below.
NEW HIRES
Enroll via Workday. Benefit elections are effective the 1st of the month after hire.
2025-2026 BENEFIT RESOURCES
Benefits Guide 2025-2026 – Spanish
New Hire Benefit Video - password: AmesBenefits
Workday Benefits Enrollment Guide
MEDICAL AND PHARMACY
BCBS: www.bluecrossmn.com
Doctor on Demand: www.doctorondemand.com/bluecrossmn
CVS: www.caremark.com
Traditional Plan Benefit Summary 2025-2026
HDHP Benefit Summary 2025-2026
BCBS Find an Explanation of Benefits (EOB)
Doctor on Demand – How to Register
CVS Maintenance Choice Plan Overview
Dependent Verification: Eligibility & Acceptable Documents
Blue365 Gym Membership Discount Program
DENTAL
Delta Dental: www.DeltaDentalMN.org
VISION
VSP: www.vsp.com
HEALTH SAVINGS ACCOUNT (HSA)
Empower: www.empowermyretirement.com
VOLUNTARY INSURANCE COVERAGES
Prudential: www.prudential.com/mybenefits
Accident Insurance, Hospital Indemnity, and Critical Illness Overview
Accident Insurance, Hospital Indemnity, and Critical Illness: Claim Filing Instructions
Life Insurance Beneficiary FAQs
Legal, Financial, and Grief Resources
LEAVE OF ABSENCE PROCESS
Leave of Absence Process Flow Chart
DISABILITY
Prudential: www.prudential.com/mybenefits
How to Report a Disability Claim (English)
How to Report a Disability Claim (Spanish)
STATE LEAVE
PARENTAL LEAVE
Parental Leave Policy & Request Form
FAMILY MEDICAL LEAVE
How to Report a FMLA Claim (English)
How to Report a FMLA Claim (Spanish)
FMLA Employee Rights – Spanish
RETIREMENT
Empower: www.empowermyretirement.com
Empower Enrollment Information
Retirement Savings Plan Summary Plan Description
401K and Profit Sharing Overview Video - password: AmesBenefits
Notice of Investment Returns Fee & QDIA
Morgan Stanley Advisors - Contact Info
EMPLOYEE STOCK OWNERSHIP PLAN (ESOP)
ESOP Announcement - Town Hall Recording
ESOP Education Recording (Non-Craft Employees)
Union Craft Worker Town Hall Recording (Craft Employees)
2025 Employee Ownership Updates
Employee Ownership Workday Journeys - complete in Workday
April - What is an ESOP?
May - Why Ames Became an ESOP
June - How to Read Your Statement (Video)
July - What Should I Expect in the Future?
August - Designating Your ESOP Beneficiaries
September - The Cycle of Ownership: Vesting and Distributions
October - Employee Ownership Month
November - Meet the Ames Board of Directors
MENTAL HEALTH
Lyra: https://amesconstruction.lyrahealth.com
HINGE HEALTH
Hinge Health: https://hinge.health/amesconstruction
Hinge Health Overview – Spanish
Preventing Injuries with Hinge Health
AMES PERKS – BENEFITHUB
BenefitHub: https://amesperks.benefithub.com
BenefitHub Enrollment Information
NOTICES